<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xmlns:xhtml="http://www.w3.org/1999/xhtml" xmlns:video="http://www.google.com/schemas/sitemap-video/1.1">
  <url>
    <loc>https://www.johnmillsresidentialmortgages.com/home</loc>
    <changefreq>daily</changefreq>
    <priority>1.0</priority>
    <lastmod>2026-03-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/bb1ec322-2571-4542-bb21-f0ca37f56102/Jason_Mills_Residential_Mortages.jpeg</image:loc>
      <image:title>Home - John Mills</image:title>
      <image:caption>DRE# 01987451, NMLS# 1309923 My mission is to make sure you have the right mortgage for every stage of your life. With each transaction, my goal is to deliver an exceptional customer experience. I’m available whenever and wherever you need me, to make your real estate goals a reality. With a tremendous breadth of loan products (conventional, reverse, jumbo, VA, FHA, bank statement, investor, asset depletion and private money), I’ll deliver the best product at ultra-competitive prices. In a purchase transaction, my experience and resources will get you to closing on time.</image:caption>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/1607965685156-FC5EXG6WXEEA67Q02R3N/FirstTimeHomebuyerLosAngeles.jpeg</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/1607965496080-UQAKHGELAL601EIIYRRK/RefinancingRedondoBeach.jpeg</image:loc>
      <image:title>Home</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/1607965572816-TGTX3LYZKKYZ2RZ905VM/MortgageRedondoBeach.jpeg</image:loc>
      <image:title>Home</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.johnmillsresidentialmortgages.com/about</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2026-03-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/d599df5a-9909-48ab-8795-7a3bf7cf7ce1/Jason_Mills_Residential_Mortages.jpeg</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/1608143478796-X132MLKRN49IFHXB358O/CJS.jpg</image:loc>
    </image:image>
  </url>
  <url>
    <loc>https://www.johnmillsresidentialmortgages.com/contact</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-12-15</lastmod>
  </url>
  <url>
    <loc>https://www.johnmillsresidentialmortgages.com/reverse-mortgage-loans</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-01-19</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/1608142421930-2ERDWKM1Q72Z8XN8POV6/ScottVancea.jpg</image:loc>
      <image:title>Reverse Mortgage Loans - “ I have done business with John and can say from experience that he is a diligent, ethical and very knowledgeable mortgage professional. Anyone looking for financial expertise in the South Bay will be in good hands working with John.”</image:title>
      <image:caption>— Scott V.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://www.johnmillsresidentialmortgages.com/mortgage-calculator</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2021-01-03</lastmod>
  </url>
  <url>
    <loc>https://www.johnmillsresidentialmortgages.com/services</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-12-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/1610604600417-WAIAYUQEN047G0Q32XIP/Free_Quote_John_Mills_Residential_Mortgages.jpg</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/1610944628141-SL6QU3X25VX87EG9UCXD/Pre-Approval-Mortgage-Redondo-Beach.jpg</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/1610604673754-16IW8X0ZFKUPH40UCYIX/ResidentialMortgagesOrangeCounty.jpg</image:loc>
    </image:image>
  </url>
  <url>
    <loc>https://www.johnmillsresidentialmortgages.com/success-stories</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-12-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/1610685157898-M0D62N6X8P2LA9LVQV5J/CJ-and-Megan-Suns-Success-Story.jpg</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/1610685244625-ZITM9OV876G416448MWJ/Jeremy-Bakers-Success-Story.jpg</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/1610685452213-7TD6J2FAHSZULKGSLM1O/Albert_and_Carolyn_Baums_Success_Story.jpg</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/1610686551617-1A5WBS2M2LXY9NA09MKN/Kronfly-family-success-story.jpg</image:loc>
      <image:title>Success Stories</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/1610731424074-A5Z9A92EXL9OQ39AG2LT/Larry_Meyers_Success_Story.jpg</image:loc>
      <image:title>Success Stories</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/1610767912673-RD7DEWS497NF654PP15I/Matt_Kelly_Galen.png</image:loc>
      <image:title>Success Stories</image:title>
    </image:image>
  </url>
  <url>
    <loc>https://www.johnmillsresidentialmortgages.com/reviews</loc>
    <changefreq>daily</changefreq>
    <priority>0.75</priority>
    <lastmod>2025-12-15</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/9571ec08-5fee-46fd-bf65-625524dcca56/Tony_Zumbado_John_Mills_Residential_Mortgages.png</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/c91fff78-a087-4bcf-9b1f-f345f59462d7/Andrea+Wong+John+Mills+Residential+Mortgages.jpg</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/bd600f66-6244-414e-8be0-a8963848a53e/Shelby_Whelihan_Testimonial_John_Mills_Residential_Mortgages.png</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/1610949950056-R2SMGTEV4H9R4T9GNWTX/GabbiS.jpg</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/1610949744902-M8Z2LYQETW1NQL9Y9EAE/NathanB.jpg</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/1610949905019-20DRRUE2ZJ9V3EULCNQM/ScottVancea.jpg</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/1612641180480-UIPC166YY1EM55H2KFTZ/Mike_Kelly.jpg</image:loc>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/1610950934061-1WM5ZMPI9O06LSC32XDN/CJS.jpg</image:loc>
      <image:title>Reviews</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/1610950957729-1B6JKIOD7EU2DWG0C5Y0/JeffShine.png</image:loc>
      <image:title>Reviews</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/1610951470510-XDBLL9ZRSUVJTVS8PPSK/Matt_Kelly_Galen.png</image:loc>
      <image:title>Reviews</image:title>
    </image:image>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5fa5ff6e69feb328bc89b559/1610952043325-N8XI8ION3DVZ4KPT0SR0/Veronica-Sun.jpg</image:loc>
      <image:title>Reviews - “John and I worked together on several real estate transactions where I represented the Buyers and he was their mortgage broker. John is always on top of everything and never drops the ball. He keeps the transaction on track and always provides updates to all parties. My Buyers love working with John because he is trustworthy, efficient, professional and an excellent communicator. He quickly provides Buyers detailed loan payment scenarios, closing costs, and timelines. Even after the purchase, he takes care of his clients by reaching out to them when the interest rates have dropped, or their property has appreciated to refinance their loan and lower their payments. Now that’s great service! He is your mortgage consultant for life.”</image:title>
      <image:caption>— Veronica Sun</image:caption>
    </image:image>
  </url>
</urlset>

