“We cannot recommend John Mills highly enough! As first-time homebuyers, navigating the lending process felt daunting, especially when our initial loan approval expired and we had just a couple of days to put in an offer on our dream home. Thankfully, our real estate agent connected us with John, and it was clear from the start that he was a game-changer. Our previous experiences with big banks were always drawn-out and frustrating, involving clunky document-sharing programs and a general lack of responsiveness. John, on the other hand, was incredibly quick. He not only got back to us immediately but also provided a swift turnaround on our loan approval letter, allowing us to make our offer without delay. Throughout the entire escrow process, John worked seamlessly with the escrow officers, ensuring a smooth and efficient closing. He kept us informed of every step and what to expect next, alleviating so much of the stress typically associated with home buying. Even after we closed on our home, he continues to stay in touch, keeping an eye out for any interest rate changes that could benefit us. John is not only incredibly knowledgeable and responsive but also a genuinely great person. If you're looking for a lender who provides exceptional service, clear communication, and goes the extra mile, look no further than John Mills. He's simply the best!”

- Jessica M.

“We have worked with John Mills as our loan agent on multiple investment home purchases and refinances over the past few years, and we cannot recommend him highly enough! Every transaction has been smooth and stress-free—John always ensures we close on time without any issues. He is incredibly responsive and patient, always taking the time to answer our questions and explain every step of the process. John’s knowledge of various loan products is impressive, and he consistently finds us the most suitable options with excellent rates. If you’re looking for a trustworthy, knowledgeable, and dedicated loan agent, John Mills is the best in the business. We look forward to working with him again in the future!”

- Xinyang Z.

“I cannot recommend John enough -- my husband and I had the best experience using him as our lender. As first-time homebuyers, John spent ample time educating us on the important and relevant aspects of the mortgage process, everything from interest rates, various loan types, property taxes, homeowners insurance, etc. My first phone call with John lasted a full hour and he graciously answered all of my questions. When he didn't have an answer to a question on homeowners insurance, he put me in immediate touch with a trusted colleague who helped us navigate that process with ease. John was also always available when we needed him and would check in on a regular basis when he knew we were viewing homes, to give an update on interest rates, or to give us general tips and tricks. He was such a joy to work with, and we will definitely be using him again for future home buying needs.”

- Jaime S.

“My fiancé and I recently purchased our first home, and we were so fortunate to have John Mills as our mortgage lender. From the start, it was clear that John was not your typical loan officer. He was incredibly knowledgeable, not just about mortgages, but about the real estate market as a whole. He patiently guided us through the entire process, explaining everything in detail and answering all of our questions (and, as first-time homebuyers, we had a lot!). What truly set John apart was his consultative approach. He wasn't pushy at all; instead, he took the time to understand our needs and financial situation, and then presented us with the best options for our specific circumstances. Throughout the entire process, John was incredibly efficient and quick. He and his team handled everything seamlessly, and we never had to worry about following up or chasing him down. We truly couldn't have asked for a better person to guide us through the often-complex world of mortgages. If you're looking for a knowledgeable, trustworthy, and efficient mortgage lender, look no further than John Mills!”

- Hortensia S.

“John has helped us secure mortgages for both of our homes over the past four years, and his rates consistently remain the most competitive. We're thrilled with his service and look forward to working with him again in the future.

- Mackenzie & Kaustuv D.

“Working with John was a truly wonderful experience! We first met John at an open house. He really took the time to talk to us about our financial goals, the intricacies of the types of loans, and how to logistically navigate our mortgage options when both buying and selling in a competitive California market. John’s immense knowledge of mortgage financing was apparent — and he always took the time to educate us on what all of our options were, and gave us the time and space to decide what was best for us. We really appreciate his guidance and because of it, we were able to sell our home and buy the home of our dreams!”

- Sanica A.