Residential Mortgage Solutions
Receive a personalized mortgage strategy and an exceptional customer experience.
My Approach
I’ll take care of you through every step of the loan process – from application to approval. Whether it’s guiding you through the mortgage process as a first-time homebuyer, saving you money by refinancing or exploring ways to access capital from your home, I’m here for you.
John Mills
DRE# 01987451, NMLS# 1309923
My mission is to make sure you have the right mortgage for every stage of your life. With each transaction, my goal is to deliver an exceptional customer experience. I’m available whenever and wherever you need me, to make your real estate goals a reality. With a tremendous breadth of loan products (conventional, reverse, jumbo, VA, FHA, bank statement, investor, asset depletion and private money), I’ll deliver the best product at ultra-competitive prices. In a purchase transaction, my experience and resources will get you to closing on time.
Home Purchase
Home ownership is the American dream. If you are considering purchasing a new home, I’ll get you a great loan and deliver an exceptional customer experience. From the start of the process to the finish, I’ll be your ally and resource. The process starts with your pre-approval letter. A pre-approval letter insures that you are putting your best foot forward in your offer. My experience and expertise will get to the close of escrow on time. First time home buyers are welcomed.
Refinancing
Refinancing pays off your current mortgage with a new loan at today’s current rates. Lowering your interest rate can lower your monthly payments. Also available are cash out refinances. A cash out refinance taps into your home equity and turns a portion of that equity into cash.
Reverse Mortgages
If you’re over 62, you may be eligible to convert part of your home equity into cash from loan proceeds. You won’t have to sell your home or give up the title as long as the property taxes and homeowner’s insurance is kept up to date. You won’t need to take on any new mortgage payments. Instead of making monthly principal and interest payments to a lender, a reverse mortgage loan allows you to receive payments from the lender. Click here for more info.
“John is an amazing professional who I can recommend with utmost confidence. His guidance and follow through was crucial to us getting our first mortgage as well as refinancing during the hurdles of COVID-19. Always on top of his game, very communicative and a all around good person, he is a great person to have on your team.”
— Becky P., Los Angeles
Start Today
Take the first step by completing your loan application now.
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